Living off dividend income sounds like a dream for many investors. The idea of receiving regular payments from your investments without having to sell shares is appealing. But can you really depend on dividend income alone to cover your living expenses and achieve financial freedom? This post explores the realities of living on dividends, the challenges involved, and practical steps to make it work. Dividend income Understanding Dividend Income Dividend income comes from owni

Investors often look for clear signals when deciding where to put their money. One key figure that offers insight into a company’s financial health and shareholder value is the dividend payout ratio. This ratio reveals how much of a company’s earnings are returned to shareholders as dividends. Understanding it can help investors make smarter decisions about income, growth, and risk. Financial report highlighting dividend payout ratio What Is the Dividend Payout Ratio? The div

Christmas Club Does anyone remember banks having Christmas clubs? Banks used to have Christmas clubs which were special accounts designed to help you save money to buy Christmas gifts. The first such Christmas club was recorded in 1909, with the last being in 1970, when banks discovered that getting you to use a credit card was more profitable for them than encouraging you to save on your own. Remember a credit card makes the banks money, saving on your own makes you money. I

Dividend Payout If you're an active trader with a sharp eye for timing, the dividend capture strategy might sound like a dream. It’s a technique where traders buy dividend-paying stocks just before the ex-dividend date, hold them briefly to qualify for the dividend, and then sell them shortly after—often within days. Done right, this can result in multiple dividend payments per week. Let’s break it down. 📅 How It Works Identify stocks nearing their ex-dividend date. The ex-d

God Bless our Veterans

In a fast-paced world obsessed with quick wins, the value of patience and planning often gets lost. The Bible verse, "The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty," (Proverbs 21:5) serves as a crucial reminder. It highlights the importance of being thorough and deliberate as we pursue our goals. This post will explore how careful planning can lead to success and prosperity, while rash decisions can introduce setbacks and

MoneyTree Maple trees When we first moved into our house some friends gave us several maple seedlings. So I planted them and cared for them and over time they grew into beautifully grown maple trees with lovely shade, birds squirrels and all the lovely wildlife to sit and watch. A couple of the seedlings didn’t make it but the majority did. This is exactly how dividend investing works you start early with a good plan watch over it care for it and over time your portfolio gro

we gave ourselves a pay raise We gave ourselves a $317 pay raise this morning. When you invest in dividend stocks sometimes it's easy to get a raise by reinvesting your profits or selling one position and buying into another that pays better dividends. Investing in dividends is a very good way to win at investing, it's not rocket science, there's no digital program or books you have to buy just common sense . Anyone can do it with just time, patience and discipline, the rewar

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