Christmas Club Does anyone remember banks having Christmas clubs? Banks used to have Christmas clubs which were special accounts designed to help you save money to buy Christmas gifts. The first such Christmas club was recorded in 1909, with the last being in 1970, when banks discovered that getting you to use a credit card was more profitable for them than encouraging you to save on your own. Remember a credit card makes the banks money, saving on your own makes you money. I

Dividend Payout If you're an active trader with a sharp eye for timing, the dividend capture strategy might sound like a dream. It’s a technique where traders buy dividend-paying stocks just before the ex-dividend date, hold them briefly to qualify for the dividend, and then sell them shortly after—often within days. Done right, this can result in multiple dividend payments per week. Let’s break it down. 📅 How It Works Identify stocks nearing their ex-dividend date. The ex-d

God Bless our Veterans

In a fast-paced world obsessed with quick wins, the value of patience and planning often gets lost. The Bible verse, "The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty," (Proverbs 21:5) serves as a crucial reminder. It highlights the importance of being thorough and deliberate as we pursue our goals. This post will explore how careful planning can lead to success and prosperity, while rash decisions can introduce setbacks and